Module
Buying a Home
Understand renting vs. buying, affordability, and the steps to move into a safe home in your county.
Key Topics
- • Renting basics: leases, deposits, and tenant rights
- • Buying basics: pre-approval, down payments, and closing costs
- • Budgeting for utilities, repairs, and emergency savings
- • Avoiding scams and checking housing quality
Action Steps
- • Create a housing budget
- • Collect proof of income and ID
- • Schedule a local housing counseling session
Local tips for each county
Mercer County, WV
Small-town living, strong community ties, and access to regional housing + jobs programs.
- • Ask local housing agencies about rental assistance or first-time buyer programs.
- • Check county tax assessor sites for property tax estimates.
- • Use HUD-approved housing counselors for free guidance.
Beaufort County, NC
Coastal opportunities, growing healthcare and education employers, and rental assistance resources.
- • Ask local housing agencies about rental assistance or first-time buyer programs.
- • Check county tax assessor sites for property tax estimates.
- • Use HUD-approved housing counselors for free guidance.
Warren County, MS
Historic neighborhoods, logistics employers, and local support services for families.
- • Ask local housing agencies about rental assistance or first-time buyer programs.
- • Check county tax assessor sites for property tax estimates.
- • Use HUD-approved housing counselors for free guidance.