Module

Buying a Car

Learn how to shop, finance, and budget for the full cost of owning or leasing a vehicle.

Key Topics

  • Buying vs. leasing and how to compare costs
  • Auto loans, interest rates, and down payments
  • Insurance, registration, and inspection fees
  • Fuel, maintenance, and repair planning
  • Safe, reliable used-car shopping tips

Action Steps

  • Set a maximum monthly payment
  • Get pre-approved for a loan
  • Create a maintenance savings fund

Local tips for each county

Mercer County, WV

Small-town living, strong community ties, and access to regional housing + jobs programs.

  • Compare quotes from local insurance agents and online providers.
  • Ask about low-cost car repair clinics or community college auto programs.
  • Check your county DMV site for registration and fee estimates.

Beaufort County, NC

Coastal opportunities, growing healthcare and education employers, and rental assistance resources.

  • Compare quotes from local insurance agents and online providers.
  • Ask about low-cost car repair clinics or community college auto programs.
  • Check your county DMV site for registration and fee estimates.

Warren County, MS

Historic neighborhoods, logistics employers, and local support services for families.

  • Compare quotes from local insurance agents and online providers.
  • Ask about low-cost car repair clinics or community college auto programs.
  • Check your county DMV site for registration and fee estimates.